Cost of Living inSurat, Gujarat, India
Image credit: Jeeheon Cho from Surat Thani, Thailand
Purchasing Power vs. United States
Based on GDP per capita (PPP). India: $9,818/capita.
How Far Your Money Goes
Prices are 82% lower than the global benchmark (New York City = 100).
Income Category
Happiness
4.0 / 10
#124 globally
GDP per Capita
City Population
Monthly Costs
Rent
Food
Transport
Utilities
Education
Child Education
Public-school quality + expat access, alongside international and private school cost — the two paths a relocating family weighs.
Public schools
Public-schooling rules are set nationally for India; Surat, Gujarat-specific enrollment notes are still being verified.
Quality
Mixed public-school option
Expat access
Possible, not easy for expats
hardInstruction
Hindi / English / regional languages
Language fit is more manageable.
PISA / outcomes
Qualitative only
Using curated quality notes for now.
Why this quality rating
India's public-school picture is highly uneven by state and city, with some usable local options but no single predictable expat path.
Why the expat-access rating looks like this
Resident enrollment is possible, but the public route is often state-language heavy and quality varies too much for most expat families to treat it as the default.
✅ Homeschooling
Legal, constitutionally protectedIndia's Right to Education Act focuses on government providing education but does not mandate school attendance. The Supreme Court has upheld parents' right to homeschool. Growing community across major cities. NIOS provides equivalency exams.
Homeschool legality in India — check current regulations before committing.
Source: User-curated family relocation research (initial seed) (2026-04-14)
International & private schools
Childcare & Domestic Help
Estimate-only country fallback for the family-support costs we track in India.
Full-time nanny (5 days)
$230-$520
Estimate-only country fallback
Live-in / 24-7 nanny
$250-$560
Estimate-only country fallback
Source: curated family relocation research(derived country fallback)
Getting Around
Neighborhood mobility profiles are rolling out city by city.Surat, Gujarat is still missing a verified walkability, transit, airport, and rideshare profile.
Healthcare
System strength, outcome signals, facility coverage, and self-pay visibility in India.
Method: country metrics come from public system indicators, facility coverage reflects mapped providers we can inventory, direct pricing only reflects observed self-pay pages, and relative care cost can fall back to broad cost-of-living healthcare indices. Sparse pricing does not imply sparse healthcare availability.
Healthcare system
LimitedDoctor staffing is lighter, households still pay a large share themselves, and newborn outcomes are weaker weigh on this rating.
Public care
LimitedA visible public hospital footprint help, but public funding looks lighter and patients still shoulder a meaningful share of costs.
Private care
MixedA large tracked hospital and clinic network help, but self-pay pricing transparency is still sparse.
UHC coverage
69/100
2023
Physicians
0.72/1k
2020
Hospital beds
1.59/1k
2021
Out of pocket
44%
2023
Outcome signals
Life expectancy
72.2 yrs
2024
Maternal mortality
80/100k
2023
Neonatal mortality
16.7/1k
2024
International patient readiness
LimitedMultiple facilities have websites and there is visible specialty depth help, but price transparency is still sparse and headline outcomes are less reassuring.
Pricing transparency
LimitedMultiple facilities have crawlable websites help, but published self-pay prices are scarce.
Facility coverage
Self-pay pricing visibility
No verified self-pay prices are published for the tracked facilities in India yet.
This usually reflects low online price transparency rather than a lack of healthcare providers.
Notable facilities
System metrics: World Bank WDI · Updated 2026-06-01
Safety & Governance
Street Safety
Source: Numbeo where a city row is matched; otherwise World Bank WGI and country-level safety context.
Political Stability
World Bank WGI scale: -2.5 to +2.5.
Wages by Sector
| Sector | Median |
|---|---|
| Administrative & Support Services | — |
| Agriculture & Farming | — |
| Arts, Entertainment & Recreation | — |
| Construction | — |
| Education | — |
| Finance & Insurance | — |
| Healthcare & Social Work | — |
| Hospitality & Food Service | — |
| Information & Technology | — |
| Manufacturing | — |
| Mining & Quarrying | — |
| Other Services | — |
| Professional & Scientific Services | — |
| Public Administration & Defence | — |
| Real Estate | — |
| Retail & Wholesale Trade | — |
| Transport & Logistics | — |
| Utilities | — |
2024 annual wages in Surat, Gujarat, India · Source: PLFS (state-adjusted)
Price Comparison vs. US
Visa Information (US passport)
Short-stay entry
US passport holders need advance travel authorization or a visa before entry.
Quick comparison FAQ
Structured from the deltas already shown on this page — no invented facts, no extra data sources.
How far does your money go in Surat compared with the US?
Your money goes about 6.4x further in Surat than in the US, based on the current PPP estimate.
Is Surat cheaper or more expensive overall than New York City?
Surat is cheaper overall than New York City — overall living costs are about 82% cheaper than the global benchmark (New York City) for Surat.
How does rent in Surat compare with New York City?
Rent in Surat is about 94% cheaper than the global benchmark (New York City).
How expensive are groceries and restaurants in Surat?
Groceries in Surat are about 79% cheaper than the global benchmark (New York City), and restaurant prices are about 84% cheaper than the same benchmark.
About Surat, Gujarat
Surat is a port city in Gujarat on India's western coast and the global center of small-diamond cutting and polishing, processing the majority of the world's stones by volume. It also dominates the country's synthetic-textile manufacturing, which together drive an unusually entrepreneurial mid-tier economy. For relocators it is rarely a primary destination but functions as a serious second-tier business posting; cost of living runs well below Mumbai, the city is meaningfully cleaner and better-planned than most Indian metros of its size, and Gujarat is a dry state where alcohol sales are tightly restricted. Gujarati dominates daily life with Hindi and English in business, and the tropical climate brings a hot, humid pre-monsoon stretch.
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