Cost of Living inCharlotte Amalie, Virgin Islands (U.S.)
Image credit: Sunil Pereira
Purchasing Power vs. United States
Based on GDP per capita (PPP). Virgin Islands (U.S.): $46,479/capita.
How Far Your Money Goes
Prices are 26% higher than the global benchmark (New York City = 100).
Using the country-level NYC comparison for now. We do not have a defensible city-level aggregate cost index for this city yet.
Income Category
GDP per Capita
City Population
Child Education
International and private school tuition + curriculum mix for relocating families.
International & private schools
Childcare & Domestic Help
Nanny, housekeeper, and driver pricing is not yet sourced for Charlotte Amalie. We publish this section only when we can tie it to local job-board, agency, or country fallback evidence.
Getting Around
Neighborhood mobility profiles are rolling out city by city.Charlotte Amalie is still missing a verified walkability, transit, airport, and rideshare profile.
Healthcare
System strength, outcome signals, facility coverage, and self-pay visibility in Virgin Islands (U.S.).
Method: country metrics come from public system indicators, facility coverage reflects mapped providers we can inventory, direct pricing only reflects observed self-pay pages, and relative care cost can fall back to broad cost-of-living healthcare indices. Sparse pricing does not imply sparse healthcare availability.
Healthcare system
MixedSolid hospital-bed capacity and low out-of-pocket burden help, but coverage looks thinner.
Public care
LimitedRelatively low patient cost-sharing help, but public coverage looks thinner and public funding looks lighter.
Private care
LimitedThe tracked private-style network still looks thin and self-pay pricing transparency is still sparse weigh on this rating.
UHC coverage
0/100
2025
Physicians
1.65/1k
1995
Hospital beds
18.7/1k
1996
Out of pocket
0%
2025
Outcome signals
Life expectancy
80.8 yrs
2024
International patient readiness
LimitedPrice transparency is still sparse weigh on this rating.
Pricing transparency
LimitedPublished self-pay prices are scarce weigh on this rating.
Facility coverage
Self-pay pricing visibility
No verified self-pay prices are published for the tracked facilities in Virgin Islands (U.S.) yet.
This usually reflects low online price transparency rather than a lack of healthcare providers.
Notable facilities
System metrics: World Bank WDI · Updated 2026-06-01
Safety & Governance
Street Safety
Source: Numbeo where a city row is matched; otherwise World Bank WGI and country-level safety context.
Political Stability
World Bank WGI scale: -2.5 to +2.5.
Wages by Sector
| Sector | Median |
|---|---|
| Administrative & Support Services | — |
| Agriculture & Farming | — |
| Arts, Entertainment & Recreation | — |
| Construction | — |
| Education | — |
| Finance & Insurance | — |
| Healthcare & Social Work | — |
| Hospitality & Food Service | — |
| Information & Technology | — |
| Manufacturing | — |
| Mining & Quarrying | — |
| Other Services | — |
| Professional & Scientific Services | — |
| Real Estate | — |
| Retail & Wholesale Trade | — |
| Transport & Logistics | — |
| Utilities | — |
2022 annual wages in Charlotte Amalie, Virgin Islands (U.S.) · Source: Territory estimate (parent: US) (national)
Price Comparison vs. US
Quick comparison FAQ
Structured from the deltas already shown on this page — no invented facts, no extra data sources.
How far does your money go in Charlotte Amalie compared with the US?
Your money does not stretch further in Charlotte Amalie than in the US — Charlotte Amalie currently looks more expensive than the baseline market on a PPP basis, so the same income buys less day to day. We are using the country-level cost index for Virgin Islands (U.S.) here because a defensible city-level aggregate index is not available yet.
Is Charlotte Amalie cheaper or more expensive overall than New York City?
Charlotte Amalie is more expensive overall than New York City — overall living costs are about 26% more expensive than the global benchmark (New York City) for Charlotte Amalie. We are using the country-level cost index for Virgin Islands (U.S.) here because a defensible city-level aggregate index is not available yet.
How does rent in Charlotte Amalie compare with New York City?
Rent in Charlotte Amalie is about 100% cheaper than the global benchmark (New York City). We are using the country-level cost index for Virgin Islands (U.S.) here because a defensible city-level aggregate index is not available yet.
How expensive are groceries and restaurants in Charlotte Amalie?
Groceries in Charlotte Amalie are about 100% cheaper than the global benchmark (New York City), and restaurant prices are about 100% cheaper than the same benchmark. We are using the country-level cost index for Virgin Islands (U.S.) here because a defensible city-level aggregate index is not available yet.
About Charlotte Amalie
Charlotte Amalie is the capital of the United States Virgin Islands, an unincorporated US territory in the northeastern Caribbean, with about 20,000 residents on the southern coast of Saint Thomas and serving as one of the busiest cruise ports in the world. The local economy is overwhelmingly tourism-driven, with cruise and stayover hospitality, retail in the historic Danish-built downtown, and offshore financial and shipping services. English is the dominant language alongside a Virgin Islands Creole, Spanish, and French Creole among migrant communities. The climate is tropical with consistent warm temperatures and a hurricane-influenced wet season; the 2017 hurricanes caused significant damage. As a US territory, US citizens can move freely without immigration paperwork. Charlotte Amalie suits relocators with hospitality, maritime, or finance ties.
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