Cambridge

Cost of Living inCambridge, United Kingdom

England, United Kingdom146KHigh income

Image credit: Dmitry Tonkonog

Purchasing Power vs. United States

Your money goes 1.16x further

Based on GDP per capita (PPP). United Kingdom: $53,993/capita.

How Far Your Money Goes

Prices are 26% lower than the global benchmark (New York City = 100).

Overall
1.3x further
Prices are 26% lower than the global benchmark (New York City = 100).
Rent
2.3x further
Prices are 56% lower than the global benchmark (New York City = 100).
Groceries
1.5x further
Prices are 34% lower than the global benchmark (New York City = 100).
Restaurants
1.3x further
Prices are 24% lower than the global benchmark (New York City = 100).

Income Category

High
World Bank GNI

GDP per Capita

$53,993
PPP, International $

City Population

146K

Monthly Costs

Rent

1BR City Center$2,097/mo
1BR Outside Center$1,765/mo
3BR City Center$3,219/mo
3BR Outside Center$2,665/mo

Food

Cheap Meal$21
Mid-Range (2 people)$90
Milk (1L)$1.63
Eggs (12)$4.54

Transport

Monthly Pass$120
Gasoline (1L)$2.13

Utilities

Basic (85mΒ² apt)$340/mo
Internet (60+ Mbps)$43/mo

Education

Preschool$2,527/mo
Intl Primary School$35,936/yr

Child Education

Public-school quality + expat access, alongside international and private school cost β€” the two paths a relocating family weighs.

Public schools

This describes United Kingdom as a whole. Enrollment rules and school quality can vary within the country, so check with schools in Cambridge.

Quality

Good public schools

Expat access

Resident route is viable

conditional

Instruction

English

Language fit is more manageable.

PISA / outcomes

Qualitative only

Using curated quality notes for now.

Why this quality rating

The UK state-school system can be very good, but quality varies materially by catchment and local authority.

Why the expat-access rating looks like this

Resident families can generally enroll in state schools, but catchment, available places, and local council assignment still matter.

βœ… Homeschooling

Legal, no registration required
Minimal requirements

Homeschooling (called "elective home education") is a long-established legal right in England and Wales. No registration is required, though local authorities can make informal inquiries. Scotland has similar provisions. Northern Ireland requires notification.

Homeschool legality in United Kingdom β€” check current regulations before committing.

Source: User-curated family relocation research (initial seed) (2026-04-14)

International & private schools

2 confirmed schools

1 more suggested by AI, not verified

Typical fee
$40,967/yr
one school's published fee
  • IB2
Fee not published
  • (I)GCSE grades A*–A (9–7): 95% (2026) Β· source

Confirmed on its own website

$34,358–$47,575/yr
GBP 25,641–35,505 by grade
Fees for 2026-27, from its website
  • (I)GCSE grades A*–A (9–7): 73% (2026) Β· source

Confirmed on its own website

Schools' websites are found with Wikidata and OpenStreetMap (Β© OpenStreetMap contributors), and each is checked on the school's own site.

How schools rank by exam results β†’

Childcare & Domestic Help

Current nanny and household-help pricing snapshot for Cambridge, United Kingdom.

Full-time nanny (5 days)

$2,850-$3,550

monthly Β· confidence 0.65

Live-in / 24-7 nanny

$3,275-$4,025

monthly Β· confidence 0.65

Source: curated family relocation research

Getting Around

The concrete mobility picture for Cambridge: airport access, urban transit, and rideshare practicality.

Walkability score: 44/100 (very walkable). This is derived from the verified mobility profile and is used by the walkability gate.

Walkability

44/100

mobility profile walkable core

Airport

International airport access via Stansted

Cambridge leans on the Stansted corridor plus strong rail links into London, which together keep family domestic and European travel relatively straightforward.

Urban transit

Bus-led local transport with rail support

buscommuter rail

Cambridge is compact and bike-friendly, but practical daily movement for families still depends mainly on buses and rail rather than a tram or metro backbone.

Rideshare

Uber and taxis available

App-hailed rides and taxis are useful for station transfers, airport runs, and trips beyond the strongest bus corridors.

Source: User-curated family relocation research (initial seed) (2026-04-14)

Healthcare

System strength, outcome signals, facility coverage, and self-pay visibility in United Kingdom.

Method: country metrics come from public system indicators, facility coverage reflects mapped providers we can inventory, direct pricing only reflects observed self-pay pages, and relative care cost can fall back to broad cost-of-living healthcare indices. Sparse pricing does not imply sparse healthcare availability.

99 facilities tracked
Facilities updated 7 months ago

Healthcare system

Strong

High national coverage, strong doctor availability, and deep nursing capacity support this rating.

Public care

Strong

Broad public coverage, strong public funding, and relatively low patient cost-sharing support this rating.

Private care

Mixed

A clearly private facility base help, but self-pay pricing transparency is still sparse.

UHC coverage

88/100

2023

Physicians

3.30/1k

2023

Hospital beds

2.42/1k

2022

Out of pocket

15%

2024

Outcome signals

Life expectancy

81.4 yrs

2024

Maternal mortality

8/100k

2023

Neonatal mortality

3.0/1k

2024

International patient readiness

Mixed

A visible private hospital base and country-level outcomes are comparatively strong help, but price transparency is still sparse.

Pricing transparency

Limited

Published self-pay prices are scarce weigh on this rating.

Facility coverage

Dentist: 36Pharmacy: 24Doctor: 21Clinic: 9Hospital: 8Physiotherapy: 1

Self-pay pricing visibility

No verified self-pay prices are published for the tracked facilities in United Kingdom yet.

This usually reflects low online price transparency rather than a lack of healthcare providers.

Notable facilities

Cambridge Biomedical Campus
Hospital Β· Emergency
Website
Nuffield Health Cambridge Hospital
Hospital Β· Emergency
Website
Urgent Care Cambridge
Hospital Β· Emergency
Brookfields Hospital
Hospital Β· Emergency
The Royal Papworth Hospital
Hospital Β· Emergency
Brookfields Hospital
Hospital Β· Emergency

System metrics: World Bank WDI Β· Updated 2026-11-01

Safety & Governance

Street Safety

Safety Index59/100
Crime Index41/100

Source: Numbeo where a city row is matched; otherwise World Bank WGI and country-level safety context.

Political Stability

Political Stability+0.08

World Bank WGI scale: -2.5 to +2.5.

Wages by Sector

SectorMedian
all_industriesΒ£41,054/yr
Administrative & Support Servicesβ€”
Agriculture & Farmingβ€”
Arts, Entertainment & Recreationβ€”
Constructionβ€”
Educationβ€”
Finance & Insuranceβ€”
Healthcare & Social Workβ€”
Hospitality & Food Serviceβ€”
Information & Technologyβ€”
Manufacturingβ€”
Mining & Quarryingβ€”
Other Servicesβ€”
Professional & Scientific Servicesβ€”
Public Administration & Defenceβ€”
Real Estateβ€”
Retail & Wholesale Tradeβ€”
Transport & Logisticsβ€”
Utilitiesβ€”

2025 annual wages in Cambridge, United Kingdom Β· Source: ONS ASHE, ONS ASHE (sector-adjusted)

Price Comparison vs. US

beer
$6.50Estimated16% cheaper
big mac
$7.36Estimated18% more
bread 500g
$2.17Estimated36% cheaper
budget hotel
$31.50Estimated13% cheaper
childcare preschool
$2527.09Estimated62% more
cinema
$15.00Estimated9% cheaper
coca cola
$1.75Estimated19% cheaper
eggs dozen
$4.54Estimated6% cheaper
gasoline liter
$40.75Survey-verified3856% more
inexpensive meal
$18.57Survey-verified12% cheaper
internet 60mbps
$42.79Estimated37% cheaper
iphone
$1099.00Estimated10% more
jeans
$70.00Estimated37% more
latte
$4.40Estimated17% cheaper
luxury hotel
$550.00Estimated15% more
mcmeal
$18.57Survey-verified83% more
milk liter
$1.63Estimated34% more
monthly pass
$40.75Survey-verified41% cheaper
nike shoes
$90.00Estimated1% cheaper
rent 1br
$2564.30Survey-verified41% more
rent 2br
$2564.30Survey-verified40% cheaper
rent 3br
$3218.79Estimated1% more
subway fare
$40.75Survey-verified1591% more
taxi km
$2.30Estimated23% more
utilities basic
$339.94Estimated59% more

Visa Information (US passport)

Short-stay entry

eta

US passport holders need advance travel authorization or a visa before entry.

Long-Term Visa Programs

24 months

Quick comparison FAQ

Structured from the deltas already shown on this page β€” no invented facts, no extra data sources.

How far does your money go in Cambridge compared with the US?

Your money goes about 1.2x further in Cambridge than in the US, based on the current PPP estimate.

Is Cambridge cheaper or more expensive overall than New York City?

Cambridge is cheaper overall than New York City β€” overall living costs are about 26% cheaper than the global benchmark (New York City) for Cambridge.

How does rent in Cambridge compare with New York City?

Rent in Cambridge is about 56% cheaper than the global benchmark (New York City).

How expensive are groceries and restaurants in Cambridge?

Groceries in Cambridge are about 34% cheaper than the global benchmark (New York City), and restaurant prices are about 24% cheaper than the same benchmark.

About Cambridge

Cambridge sits in Cambridgeshire in eastern England, on the River Cam about 80 kilometers north of London. The city's economy is dominated by the University of Cambridge, the surrounding research-and-development cluster known as the Cambridge Cluster or Silicon Fen, and the biomedical campus at Addenbrooke's Hospital that hosts AstraZeneca's global research headquarters. ARM, the chip-design firm, is based here. The climate is temperate maritime, relatively dry by UK standards because of its position in the east. Rail connections to London King's Cross run in under an hour. English is universal. Housing costs are among the highest of any English city of its size outside London, driven by the inability of supply to keep up with university and biotech-sector demand, and remain a dominant constraint in any relocation calculus.

Cities with a similar cost of living

Comparable to Cambridge β€” worth a look if you're weighing alternatives.