Ghana

Cost of Living in Ghana

Sub-Saharan Africa34.4MLower middle incomeExpat-friendly

Image credit: Elegant Machines

Purchasing Power vs. United States

Your money goes 2.77x further

Based on GDP per capita (PPP). Ghana: $7,056/capita.

Cities in Ghana

Income Category

Lower Middle
World Bank GNI

Happiness

4.3 / 10

#118 globally

GDP per Capita

$7,056
PPP, International $

Population

34.4M

How Far Your Money Goes

Prices are 66% lower than the global benchmark (New York City = 100).

Overall
2.9x further
Prices are 66% lower than the global benchmark (New York City = 100).
Rent
9.2x further
Prices are 89% lower than the global benchmark (New York City = 100).
Groceries
2.7x further
Prices are 63% lower than the global benchmark (New York City = 100).
Restaurants
2.8x further
Prices are 65% lower than the global benchmark (New York City = 100).

Child Education

Public-school quality, expat access, instruction language, and homeschool legality for relocating families.

Public schools

How realistic the local public-school path is for a relocating family in Ghana.

Mixed public schools (English-medium)

Quality

Mixed public schools (English-medium)

Expat access

English instruction is a real advantage

conditional

Instruction

English

Language fit is more manageable.

PISA / outcomes

Qualitative only

Using curated quality notes for now.

Why this quality rating

Ghana is unusual in West Africa for having English as the official instruction language throughout public schooling. Quality varies widely. Accra has a growing private and international school ecosystem for expat families.

Why the expat-access rating looks like this

Resident families can enroll in public schools with English-medium instruction. Quality and infrastructure vary by district; private schools are common for expat families wanting higher quality.

Homeschooling

Not specifically regulated

Ghana does not have specific homeschooling laws. Basic education is free and compulsory, but homeschooling is not explicitly prohibited. Some families homeschool in Accra without interference.

Homeschool legality in Ghana — check current regulations before committing.

Source: User-curated family relocation research (initial seed) (2026-04-14)

Childcare & Domestic Help

Current city samples for the family-support costs we track in Ghana.

Full-time nanny (5 days)

$400-$550

1 tracked city, not a national average

Live-in / 24-7 nanny

$700-$950

1 tracked city, not a national average

City
Full-time nanny
Live-in / 24-7
Accra
$400-$550
$700-$950

Source: curated family relocation research

Healthcare

System strength, outcome signals, facility coverage, and self-pay visibility in Ghana.

Method: country metrics come from public system indicators, facility coverage reflects mapped providers we can inventory, direct pricing only reflects observed self-pay pages, and relative care cost can fall back to broad cost-of-living healthcare indices. Sparse pricing does not imply sparse healthcare availability.

1,193 facilities tracked across 27 cities
Facilities updated 1 month ago

Healthcare system

Limited

Coverage looks thinner, doctor staffing is lighter, and hospital capacity looks tighter weigh on this rating.

Public care

Limited

A visible public hospital footprint help, but public coverage looks thinner and country-level outcomes are weaker.

Private care

Good

A large tracked hospital and clinic network and a clearly private facility base help, but self-pay pricing transparency is still sparse.

UHC coverage

56/100

2023

Physicians

0.27/1k

2023

Hospital beds

0.69/1k

2015

Out of pocket

27%

2023

Outcome signals

Life expectancy

65.7 yrs

2024

Maternal mortality

234/100k

2023

Neonatal mortality

18.1/1k

2024

International patient readiness

Mixed

A visible private hospital base and multiple facilities have websites help, but price transparency is still sparse and headline outcomes are less reassuring.

Pricing transparency

Limited

Multiple facilities have crawlable websites help, but published self-pay prices are scarce.

Facility coverage

Pharmacy: 689Hospital: 220Clinic: 197Doctor: 44Dentist: 23Laboratory: 20

Self-pay pricing visibility

No verified self-pay prices are published for the tracked facilities in Ghana yet.

This usually reflects low online price transparency rather than a lack of healthcare providers.

Notable facilities

Medifem Multi-Specialist Hospital & Fertility Centre
Hospital · Emergency
Website
University of Ghana Medical Center Limited
Hospital · Emergency
Website
generalpaediatricsophthalmologydialysis
International Medical & Dental Clinic
Hospital · Emergency
Website
Mother-Love Hospital
Hospital · Emergency
Website
Pantang Hospital
Hospital · Emergency
Website
Eastern Regional Hospital
Hospital · Emergency
Website
generalpsychiatrypaediatricsdentistry

System metrics: World Bank WDI · Updated 2026-06-01

Safety & Governance

Street Safety

Safety Index48/100
Crime Index52/100

Source: Numbeo where a city row is matched; otherwise World Bank WGI and country-level safety context.

Political Stability

Political Stability-0.04
Rule of Law+0.05
Gov. Effectiveness-0.32
Control of Corruption-0.14

World Bank WGI scale: -2.5 to +2.5.

Wages by Sector

SectorMedian
Administrative & Support Services
Agriculture & Farming
Arts, Entertainment & Recreation
Construction
Education
Finance & Insurance
Healthcare & Social Work
Hospitality & Food Service
Information & Technology
Manufacturing
Mining & Quarrying
Other Services
Professional & Scientific Services
Public Administration & Defence
Real Estate
Retail & Wholesale Trade
Transport & Logistics
Utilities

2024 annual wages in Ghana · Source: ILO ILOSTAT

Visa Information (US passport)

Short-stay entry

visa on arrival

US passport holders can obtain a visa on arrival.

About Ghana

Ghana is a lower middle-income country in Sub-Saharan Africa with Accra as its capital and a population of 34,427,414. The practical relocation case is strongest in Accra and Kumasi, where private clinics are good, 4G/5G is reliable, and typical internet speeds of 10-50 Mbps are workable for many remote jobs. Living costs are low to moderate for the region, roughly $800-1,500 a month for a comfortable setup, but infrastructure becomes more limited outside the main cities. English being the official language removes one major friction point, while the climate is a real tradeoff: hot and humid year-round, with rainy seasons in Mar-Jun and Sep-Oct. Ghana is relatively safe by regional standards, with lower violent crime than many peers.

English: Official languageVisa: E-Visa available, renewable residence permits for expatsCost: Low to moderate (∼$800-1,500/month for comfortable living)Safety: Relatively safe, low violent crime compared to regionHealthcare: Good private clinics in Accra/Kumasi, travel insurance recommendedInternet: 4G/5G reliable in cities, 10-50 Mbps typical speedsClimate: Tropical, hot/humid year-round, rainy seasons Mar-Jun & Sep-Oct

Common questions about Ghana

Sourced from SortaRich's public-data ranking engine — every figure links to its institutional source.

Is Ghana a good country to live in?

Ghana is a lower-rated country to live in per the World Happiness Report (4.3 of 10, ranking #118 globally). Whether it's right for you depends on your priorities — use SortaRich's free quiz to see how Ghana ranks for your specific income, family, and visa profile.

Sources: World Happiness Report, SortaRich Methodology

How much does it cost to live in Ghana?

The cost of living in Ghana is about 66% cheaper than the global benchmark (New York City), with an overall cost-of-living index of 34. SortaRich personalizes these numbers to your home city's purchasing power so the comparison is real, not nominal.

Sources: SortaRich Cost of Living, World Bank ICP 2021

How far does $1 go in Ghana?

$1 goes about 2.8x further in Ghana than in the baseline market — your home-country income stretches that much more (current PPP ratio: 2.77). The figure adjusts every year as exchange rates and local prices shift. SortaRich uses World Bank ICP 2021 as the anchor and Penn World Tables 11.0 for cross-validation.

Sources: World Bank ICP 2021, Penn World Tables 11.0

What visa do I need to move to Ghana?

To move to Ghana you have these visa options: Tourist entry: visa_on_arrival. Visa rules change frequently — confirm the current terms with the official immigration authority before booking flights.

Source: SortaRich Visa Database

What are the best cities to live in Ghana?

The best cities to live in Ghana are Accra — those are the most-searched options among the 1 cities profiled in the SortaRich database. Each city page includes a personalized PPP comparison versus your home city plus subnational price data where available.

Source: SortaRich City Index