Cost of Living inHamilton, Bermuda
Image credit: Jerrye and Roy Klotz MD
How Far Your Money Goes
Prices are 36% higher than the global benchmark (New York City = 100).
Using the country-level NYC comparison for now. We do not have a defensible city-level aggregate cost index for this city yet.
Income Category
GDP per Capita
City Population
Child Education
Public-schooling rules and international-school pricing are not sourced for Bermuda yet. Quality, expat-access, instruction language, and tuition will appear here once verified.
Childcare & Domestic Help
Nanny, housekeeper, and driver pricing is not yet sourced for Hamilton. We publish this section only when we can tie it to local job-board, agency, or country fallback evidence.
Getting Around
Neighborhood mobility profiles are rolling out city by city.Hamilton is still missing a verified walkability, transit, airport, and rideshare profile.
Healthcare
System strength, outcome signals, facility coverage, and self-pay visibility in Bermuda.
Method: country metrics come from public system indicators, facility coverage reflects mapped providers we can inventory, direct pricing only reflects observed self-pay pages, and relative care cost can fall back to broad cost-of-living healthcare indices. Sparse pricing does not imply sparse healthcare availability.
Healthcare system
MixedSolid hospital-bed capacity and low out-of-pocket burden help, but coverage looks thinner.
Public care
LimitedRelatively low patient cost-sharing help, but public coverage looks thinner and public funding looks lighter.
Private care
LimitedThe tracked private-style network still looks thin and self-pay pricing transparency is still sparse weigh on this rating.
UHC coverage
0/100
2025
Physicians
1.77/1k
1997
Hospital beds
6.30/1k
1996
Out of pocket
0%
2025
Outcome signals
Life expectancy
82.5 yrs
2024
International patient readiness
LimitedMultiple facilities have websites help, but price transparency is still sparse.
Pricing transparency
LimitedMultiple facilities have crawlable websites help, but published self-pay prices are scarce.
Facility coverage
Self-pay pricing visibility
No verified self-pay prices are published for the tracked facilities in Bermuda yet.
This usually reflects low online price transparency rather than a lack of healthcare providers.
Notable facilities
System metrics: World Bank WDI · Updated 2026-11-01
Safety & Governance
Street Safety
Source: Numbeo where a city row is matched; otherwise World Bank WGI and country-level safety context.
Political Stability
World Bank WGI scale: -2.5 to +2.5.
Wages by Sector
| Sector | Median |
|---|---|
| Administrative & Support Services | — |
| Agriculture & Farming | — |
| Arts, Entertainment & Recreation | — |
| Construction | — |
| Education | — |
| Finance & Insurance | — |
| Healthcare & Social Work | — |
| Hospitality & Food Service | — |
| Information & Technology | — |
| Manufacturing | — |
| Mining & Quarrying | — |
| Other Services | — |
| Professional & Scientific Services | — |
| Public Administration & Defence | — |
| Real Estate | — |
| Retail & Wholesale Trade | — |
| Transport & Logistics | — |
| Utilities | — |
2024 annual wages in Hamilton, Bermuda · Source: Territory estimate (parent: GB) (national)
Price Comparison vs. US
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Work from Bermuda CertificateQuick comparison FAQ
Structured from the deltas already shown on this page — no invented facts, no extra data sources.
Is Hamilton cheaper or more expensive overall than New York City?
Hamilton is more expensive overall than New York City — overall living costs are about 36% more expensive than the global benchmark (New York City) for Hamilton. We are using the country-level cost index for Bermuda here because a defensible city-level aggregate index is not available yet.
How does rent in Hamilton compare with New York City?
Rent in Hamilton is about 6% more expensive than the global benchmark (New York City). We are using the country-level cost index for Bermuda here because a defensible city-level aggregate index is not available yet.
How expensive are groceries and restaurants in Hamilton?
Groceries in Hamilton are about 49% more expensive than the global benchmark (New York City), and restaurant prices are about 37% more expensive than the same benchmark. We are using the country-level cost index for Bermuda here because a defensible city-level aggregate index is not available yet.
About Hamilton
Hamilton is the capital of Bermuda, a British Overseas Territory in the North Atlantic, with about 900 residents in the city proper on the northern shore of the main island in a country of approximately 65,000 people. The local economy is dominated by international financial services, particularly reinsurance with Bermuda as one of the world's principal reinsurance markets, alongside tourism and government. English is the sole official language. The climate is humid subtropical moderated by the surrounding ocean, with mild winters and warm summers and a hurricane risk through the Atlantic season. Bermuda is not in the Caribbean despite frequent confusion and sits much closer to North Carolina than to the islands. Hamilton suits relocators with specific reinsurance, financial services, or hospitality employment willing to manage high costs and restrictive work permits.
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